Crown Affordable Insurance Blog
Sometimes, it is difficult to rent an apartment or a house. There may be some repairs needed, but your landlord did not respond to it. It can make the relationship between you and the proprietor go sour. To help you protect yourself from any violations is to know your rights, and here are some of the things you should know.
Federal Law Protection Against Civil Rights Defilements in Housing
No landlord, according to the Fair Housing Act, to refuse an individual housing based on your nationality, race, sex, disability, familial status, or religion. Also, there is another sector in the federal government called the Department of Housing and Urban Development that intends to provide affordable housing and protection against discrimination for consumers.
You Can Find the Tenant Rights in the Local or State Laws
If you feel that you are getting some unfair treatments in any given situation, you can always refer the landlord and tenant right on your state’s laws. Mostly, it falls under the authority of the local government when it comes to your rights as a tenant. Meaning, the regulations may depend on the state you are residing.
Right to a Livable Condition
It is essential to know that you have the right to live in a habitable place. It includes working heat, plumbing, and electricity. Also, depending on the state, your landlord may provide you what you need and what you should do if the proprietor did not comply with those needs.
It is Your Responsibility to Pay Your Rent
Regardless of the situation, your landlord has the right to evict you if you stop paying your rent. Some local laws or states allow landlords to prorate the lease to the days when it is unlivable or lower the price of the rent. As a leaser, you do not have the right to refuse payment because your landlord failed to perform maintenance or other responsibilities.
Take note of the things that need repairs, as well as all the rooms once you move in. Write down the dates or requests for repairs to help you in case evidence is required to fix the issues. If your landowner tries to charge you for compensation if you plan to move out, you can show these documents to avoid fees.
Knowing your rights can help you be more aware of what you and your landowner need to do. It also can help you be more vigilant as a tenant. Also, it will help if you get an insurance plan to help you in case of any situation that may arise. It is better that you know these rights, rather than being ignorant.
At Crown Affordable Insurance, we put our clients first by offering them policies that they can afford. Having insurance is a necessity nowadays and we're here to help you out. Learn more about our products and services by calling our agency at (816) 630-3278. You can also request a free quote by CLICKING HERE.